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The Bankchain Moment: Why Tokenised Deposits Could Rebuild Global Payments Rails
The next payments infrastructure race is not simply crypto versus banks. It is a contest between fragmented private rails and interoperable, regulated money movement. On 26 August 2026, 39 US state banking associations announced the formation of the BankChain Alliance, an industry-owned initiative targeting a 2027 blockchain network for tokenised deposits, regulated digital money, smart payments and automated settlement. Separately, major US banks are backing a tokenised-depo
Quantum Payments
Aug 278 min read
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