Payment Orchestration

In the world of high-growth e-commerce and global digital services, the payments stack has traditionally been viewed as a utility: a necessary pipe that moves money from point A to point B. For years, the primary metric for success was cost: how many basis points could a merchant shave off their processing fees? However, as we move through 2026, the conversation has shifted. Leading merchants have realised that the real cost isn't found in the transaction fee, but in the tran

The global payments landscape is undergoing a seismic shift, and the epicentre is undoubtedly Asia. While the West spent decades perfecting the credit card loop, the Asia-Pacific (APAC) region effectively leapfrogged traditional banking infrastructure, moving straight from cash to code. As of 2026, the data is staggering: over 5.2 billion digital wallet users exist globally, and APAC accounts for nearly two-thirds of that total spend, valued at approximately $9.8 trillion. Th

If you’ve spent any time in the fintech world over the last decade, you’ve heard the rumblings. The "European Payments Initiative" (EPI) has been the industry's Loch Ness Monster: frequently discussed, often doubted, and occasionally dismissed as a myth. But as we move through 2026, the monster has finally breached the surface, and it has a name: Wero . Backed by 16 heavyweight European banks and international payment processors: think BNP Paribas, Deutsche Bank, and Worldlin

It is March 2026, and the payments landscape hasn’t just "evolved": it has been completely rewritten. If you’re still looking at your payments strategy through the lens of 2022, you aren’t just behind the curve; you’re effectively speaking a dead language. For the last few years, we’ve talked about "frictionless" payments as the holy grail. But as Dwayne Gefferie highlights in his recent Payments Strategy 2026 Breakdown , the goalposts have moved. We are no longer just trying

The Cross-Border Payment Headache Anyone who's dealt with international business payments knows the pain points. Traditional cross-border transactions are slow, expensive, and require businesses to maintain substantial fiat balances across multiple jurisdictions just to ensure their payments go through. Here's the typical scenario: A company needs to pay suppliers in five different countries. To guarantee those payments clear, they must hold local currency in each market—some

When it comes to accelerating business growth, embedded finance platforms outperform traditional payment systems by creating integrated...

The Omnichannel Opportunity: Seamless Experiences, Stronger Businesses Aussie shoppers don’t think in channels—they just know what they...

A Payments Revolution Happening in Your Hand If you’ve ever paid for a coffee with your phone or accepted a tap payment from a client...