When dLocal said on 17 September that a Level 1 compliance alert can take up to 60 minutes to investigate, it highlighted more than an AML workload problem. It exposed a payments performance problem. dLocal’s partnership with Oscilar is designed to extend AML monitoring, sanctions screening and case management across more than 60 markets and 1,000 alternative payment methods. The objective is to use agentic AI to assemble evidence and manage routine investigation work, while