SEO title: AI Fraud Detection and the $231 Billion False-Decline Problem Meta description: False declines cost merchants far more than card fraud. Discover how AI fraud detection, intelligent routing and better approval metrics can lift payment success rates. Suggested slug: false-declines-ai-fraud-detection-payment-success-rate Fraud prevention has traditionally been treated as a cost centre: reduce fraud losses, contain chargebacks and satisfy scheme requirements. That opti