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Know Your Agent: Visa, Mastercard and Ant Just Built the Trust Layer for Agentic Payments
On 10 September 2026, Visa, Mastercard and Ant International announced a collaboration that could become the most important infrastructure agreement in agentic payments so far: a shared Know-Your-Agent (KYA) interoperability framework. The announcement was made through BuildFin.ai, an industry platform convened by the Monetary Authority of Singapore. Its purpose is straightforward: allow an AI agent verified within one payment ecosystem to be recognised by others without repe
Quantum Payments
Sep 128 min read


The $231 Billion Approval Problem: Why AI Fraud Detection Is Now a Revenue Strategy
SEO title: AI Fraud Detection and the $231 Billion False-Decline Problem Meta description: False declines cost merchants far more than card fraud. Discover how AI fraud detection, intelligent routing and better approval metrics can lift payment success rates. Suggested slug: false-declines-ai-fraud-detection-payment-success-rate Fraud prevention has traditionally been treated as a cost centre: reduce fraud losses, contain chargebacks and satisfy scheme requirements. That opti
Quantum Payments
Sep 118 min read


UPI's Unified Agent Protocol: The World's Largest Payments Network Is About to Let AI Agents Pay
India’s NPCI is preparing to let trusted AI agents make small UPI payments without transaction-by-transaction approval. For merchants, this is less a new checkout button than a new operating model for consent, risk and payment performance. Published 2 September 2026 | Quantum Payments India’s Unified Payments Interface is preparing for its next major transition: from a payment rail used by people to a payment rail increasingly operated by software. According to a Reuters excl
Quantum Payments
Sep 29 min read
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